Chase Ink Business Preferred
Best all-around card for a growing LLC
4.9
Editor rating · out of 5
Best for: LLCs spending heavily on ads, shipping, and SaaS
If your LLC spends meaningful money on digital ads, shipping, or SaaS, the Ink Business Preferred is the king of the category. The welcome bonus alone funds a serious chunk of business travel, and points transfer to partners like Hyatt and United at 1:1.
Pros and cons
Pros
- +One of the largest welcome bonuses in the business category
- +Ultimate Rewards transfer 1:1 to 14 airline & hotel partners
- +Cell phone protection up to $1,000 per claim
- +No foreign transaction fees
Cons
- −$8k minimum spend is steep for new LLCs
- −3x cap at $150k/yr in combined categories
Key details
Annual fee
$95
Base rewards
1x points
Bonus categories
3x (capped at $150k/yr)
Foreign transaction fee
0%
Free employee cards
Yes
See how it compares
Read our full ranking and compare Chase Ink Business Preferred side-by-side with alternatives.
See full business credit card rankings →