Business Credit Card review

Ramp Card

Cash back plus aggressive expense controls

4.4
Editor rating · out of 5

Best for: LLCs that want to cut SaaS spend

Ramp is a finance platform first, card second. Worth it if your LLC has 10+ SaaS subscriptions and wants software to help manage them.

Pros and cons

Pros

  • +No annual fee, no personal guarantee
  • +Auto-identifies duplicate SaaS subscriptions
  • +Best-in-class expense management

Cons

  • Lower rewards than competitors
  • No welcome bonus

Key details

Annual fee
$0
Rewards
1.5% cash back
Personal guarantee
Not required

See how it compares

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