Hustle Copilot

Best Business Credit Cards of June 2026

Written by Hustle Copilot Editors, Reviewed by Editorial Team
Last updated on June 29, 2026
FACT CHECKEDEditorial Integrity

Built for LLCs, founders & side hustles. The best business credit cards separate your business spending from personal, help build business credit, and earn outsized rewards on the categories owners actually spend in — ads, software, travel, and shipping. Even a brand-new LLC with no revenue can qualify for most of these.

Best Cards
Cash Back
Travel
0% APR
Business
Build Credit

Best for new LLCs

Why this card stands out

Sole proprietors and brand-new LLCs can qualify using just their EIN and personal credit — no revenue history required — and earn one of the strongest welcome bonuses in the business card market.

H
2026 Best Business Credit Card

Chase Ink Business Preferred

4.9Hustle Score
Apply Now

on Chase's secure site

Rates & Fees
Annual fee
$95
Rewards rate
3x on travel, shipping, ads, internet & phone (up to $150k/yr); 1x everything else
Points / Miles
Intro offer
90,000 points after $8,000 spend in 3 months (~$1,125 in travel)
Recommended credit score
Excellent (700+)
Get your free credit score
Purchase intro APR
None
Regular APR
20.99% – 26.99% variable
H
2026 Best Business Credit Card
Our pick for: New LLCs
Chase Ink Business Unlimited card art

Chase Ink Business Unlimited

4.7Hustle Score
Apply Now

on Chase's secure site

Rates & Fees
Annual fee
$0
Rewards rate
1.5% unlimited cash back on all purchases
Cashback
Intro offer
$750 cash back after $6,000 spend in 3 months
Recommended credit score
Good to Excellent (670+)
Get your free credit score
Purchase intro APR
0% intro APR on purchases for 12 months
Balance transfer intro APR
0% intro APR on purchases for 12 months
Regular APR
18.49% – 24.49% variable
Our pick for: Software & ads
Chase Ink Business Cash card art

Chase Ink Business Cash

4.7Hustle Score
Apply Now

on Chase's secure site

Rates & Fees
Annual fee
$0
Rewards rate
5% at office supply stores & on internet/cable/phone services (first $25k); 2% at gas stations & restaurants (first $25k); 1% everything else
Cashback
Intro offer
$750 cash back after $6,000 spend in 3 months
Recommended credit score
Good to Excellent (670+)
Get your free credit score
Purchase intro APR
0% intro APR on purchases for 12 months
Balance transfer intro APR
0% intro APR on purchases for 12 months
Regular APR
18.49% – 24.49% variable
Our pick for: Travel for business
American Express Business Gold card art

American Express Business Gold

4.7Hustle Score
Apply Now

on American Express's secure site

Rates & Fees
Annual fee
$375
Rewards rate
4x on top 2 categories each month (auto-selected); 1x else
Points / Miles
Intro offer
70,000 Membership Rewards after $10,000 spend in 3 months
Recommended credit score
Excellent (700+)
Get your free credit score
Our pick for: Cash back on supplies

American Express Business Platinum

4.6Hustle Score
Apply Now

on American Express's secure site

Rates & Fees
Annual fee
$695
Rewards rate
5x on flights & prepaid hotels via Amex Travel; 1.5x on $5k+ purchases (up to $2M/yr); 1x else
Points / Miles
Intro offer
150,000 Membership Rewards after $20,000 spend in 3 months
Recommended credit score
Excellent (740+)
Get your free credit score
Regular APR
Pay in full (charge card)
Our pick for: No personal guarantee

Amex Blue Business Plus

4.6Hustle Score
Apply Now

on American Express's secure site

Rates & Fees
Annual fee
$0
Rewards rate
2x Membership Rewards on first $50,000/yr, then 1x
Intro offer
15,000 points after $3,000 spend in 3 months
Recommended credit score
Good to Excellent (670+)
Get your free credit score
Purchase intro APR
0% intro APR on purchases for 12 months
Balance transfer intro APR
0% intro APR on purchases for 12 months
Regular APR
18.49% – 26.49% variable
Our pick for: New LLCs

Capital One Spark Cash Plus

4.6Hustle Score
Apply Now

on Capital One's secure site

Rates & Fees
Annual fee
$150
Rewards rate
2% unlimited cash back on everything; 5% on hotels/rentals via Capital One Travel
Cashback
Intro offer
$2,000 after $30,000 in 3 months
Recommended credit score
Excellent (740+)
Get your free credit score
Our pick for: Software & ads

Brex Card

4.5Hustle Score
Apply Now

on Brex's secure site

Rates & Fees
Annual fee
$0
Rewards rate
7x on rideshare, 4x on travel via Brex, 3x on dining, 2x on software, 1x else
Intro offer
30,000 points after first card spend
Recommended credit score
No personal credit check
Get your free credit score
Our pick for: Travel for business

Amex Blue Business Cash

4.4Hustle Score
Apply Now

on American Express's secure site

Rates & Fees
Annual fee
$0
Rewards rate
2% cash back on first $50,000/yr, then 1%
Cashback
Intro offer
$250 after $3,000 in 3 months
Recommended credit score
Good (670+)
Get your free credit score
Purchase intro APR
0% intro APR on purchases for 12 months
Balance transfer intro APR
0% intro APR on purchases for 12 months
Regular APR
18.49% – 26.49% variable
Our pick for: Cash back on supplies

Capital One Spark Miles for Business

4.4Hustle Score
Apply Now

on Capital One's secure site

Rates & Fees
Annual fee
$95 (waived first year)
Rewards rate
2x miles on everything; 5x on hotels/rentals via Capital One Travel
Points / Miles
Intro offer
50,000 miles after $4,500 in 3 months
Recommended credit score
Excellent (700+)
Get your free credit score
Our pick for: No personal guarantee

Ramp Card

4.4Hustle Score
Apply Now

on Ramp's secure site

Rates & Fees
Annual fee
$0
Rewards rate
1.5% flat cash back
Intro offer
None — focuses on ongoing savings
Recommended credit score
No personal guarantee
Get your free credit score
Our pick for: New LLCs

U.S. Bank Triple Cash Rewards Business

4.3Hustle Score
Apply Now

on U.S. Bank's secure site

Rates & Fees
Annual fee
$0
Rewards rate
3% on gas, EV charging, office supply, cell phone, restaurants; 1% else
Cashback
Intro offer
$500 after $4,500 in 150 days + $100 annual software credit
Recommended credit score
Good to Excellent (670+)
Get your free credit score
Purchase intro APR
0% intro APR on purchases & balance transfers for 15 billing cycles
Balance transfer intro APR
0% intro APR on purchases & balance transfers for 15 billing cycles
Regular APR
18.24% – 27.24% variable
Our pick for: Software & ads

Mercury IO

4.2Hustle Score
Apply Now

on Mercury's secure site

Rates & Fees
Annual fee
$0
Rewards rate
1.5% on everything
Intro offer
None
Recommended credit score
No personal guarantee
Get your free credit score

How we picked these cards

Our Hustle Score (1–5) weighs annual fee vs. rewards, welcome bonus size, APR, credit-needed accessibility, and category-specific perks. We never accept payment for ratings — issuers can't pay to move up the list.

Advertiser Disclosure: Some links are from partners that compensate Hustle Copilot. Compensation may impact placement, never our ratings. Rates verified June 2026 — confirm current terms on the issuer's site.